Some lean on the side of caution and others speculate to accumulate. Where ever your comfort level lies in relation to risk, there will be an investment opportunity out there to suit your appetite. Our job is to help you find it! At Baycrest Wealth we tailor make the investment strategy to meet your objectives whilst ensuring you don’t have sleepless nights.

However, spending some time thinking about your retirement goals now and how long you have to achieve them will help ensure you get to where you want to be.

With so many different types of retirement plans in existence, we will help you navigate which ones may be suitable for you depending on where you live now, where you lived when the pension capital was accumulated, where you plan to retire, and how you plan to access your pension income.

Succession planning is another hugely important factor for how this part of your wealth can be passed on in the event of your death. The treatment can vary vastly from one scheme to another, and can also vary depending on who the beneficiaries are and their relation to you. Make sure the plan you have in place caters for your wishes so that your beneficiaries are not left with an unpleasant surprise at what will already be a very difficult time for them.

We take an active strategic approach to selecting and monitoring the performance of both your portfolio and the global investment landscape which as we all know is constantly changing.

A regular savings account can offer a great way to earn interest and ability to set money aside to pay for any unforeseen circumstances, be it an unexpected bill or a new car. Having the peace of mind that you have built up a nest egg to deal with any eventualities is something we can all benefit from. Even investing smaller sums on a regular basis gives the potential to accumulate into something you might never even have considered and will allow you to reach your goals without having to compromise them.

When looking at the cost of education it´s not just the school or university fees you need to consider. How much it will cost for study materials, educational trips, uniform, right through to costs for housing, food, utility bill and socialising in the university years should also be considered. Having children is one of the most rewarding experiences of your life, but it can also be one of the most expensive!  Ensuring that you have the financial resources available when you need them will ensure you sleep peacefully at night.

We´d be delighted to discuss your circumstances and explore the options most suitable to you, there can be peace of mind in knowing that should something unforeseen happen, your (or your family´s) lifestyle may not need to be negatively affected financially.

If we cannot offer the correct solution for your circumstances, the chances are we may well be able to introduce you to someone who can.

and been happy to recommend.  Likewise, if you own or run a professional services company and would like to demonstrate where you may be able to add value to our clients, please feel free to drop us a line.